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Chapter 7 Trust. Compassion. Relief.

Chapter 7 Attorney in Tampa

Eliminating Debt without Repayment

Facing financial difficulty is overwhelming and people often don’t know where to turn for help. At Sandra L. Hibsch, P.A., our Tampa Chapter 7 lawyer, is compassionate, experienced, and accomplished. She has devoted her practice entirely to bankruptcy law and has enjoyed helping clients find debt relief options for more than 20 years.

Contact us at (813) 328-5554 to schedule a free consultation and discuss your debt relief options.

What Is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy makes it possible to eliminate unsecured debt without repayment. The process involves filing a petition with the court, attending a hearing, and having your debts discharged. In most cases, your debts will be discharged approximately 120 days from the time you file the petition.

The advantages of Chapter 7 include:

  • Putting an end to creditor harassment
  • Stopping wage garnishment
  • Allowing you to completely eliminate most debt
  • Providing a shorter bankruptcy process
  • Enabling you to move on and rebuild your credit

In 2005, amendments to federal bankruptcy law included the requirement for a means test to determine eligibility for Chapter 7 bankruptcy. Our Tampa Chapter 7 attorney can help you determine the best debt relief option for your situation and future financial goals.

The Complexities of Chapter 7 Require a Skilled Attorney

The bankruptcy process can be complex and involves an assessment of your assets and debts. We can help you create a list of exempt assets that you are able to keep in a Chapter 7 bankruptcy. Non-exempt assets will have to be sold or retained through a buy-back from the Trustee. We can help you determine which assets are exempt, regarding your personal property, IRA, 401(k), and other pension accounts.

Every situation is unique. Discuss your case with Sandra L. Hibsch, P.A. by calling (813) 328-5554.

The Opinions that Matter Most

Client Reviews
  • I Cannot Recommend Her Highly Enough

    “Sandra was able to give my case the attention it deserved and as a result, I successfully qualified for a chapter 7 bankruptcy with no issues. I have had MANY questions throughout the bankruptcy process, and Sandra was patient and answered them all.”

    - Anonymous
  • Helped and Guided Me

    “Sandra is amazing... She helped me through this difficult time in my life... helped and guided me through all the paperwork, court hearings ect ..she's the best!!”

    - Romaine M.
  • A Great Bankruptcy Attorney

    “Sandra Hibsch is a great bankruptcy attorney! She is available when needed and fully answers all questions!”

    - Anonymous
  • Took a Lot of Burden off Me

    “Sandra took a lot of burden off me and did the best job overall.”

    - Melody
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Why Is Sandra L. Hibsch, P.A.

The Best Choice for You?
  • Accessible & Responsive Attorney that Yields Results
  • Flexible Hours For Convenient Meeting Times
  • Competitive Pricing for Bankruptcy Services
  • Over 20 Years of Bankruptcy Experience
  • Work Directly With the Attorney

Get Started Today!

Call (813) 328-5554 Or Fill Out Our Online Contact Form.
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  • Tampa Bay Bankruptcy Bar Association
  • National Association of Consumer Bankruptcy Attorneys